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A Real Property Reports can become a touchy subject. Realtors opinion varies on the importance of a Real Property Report (RPR) versus Title Insurance. I find it is best to layout the facts for my clients and let them decide on the importance of obtaining this document. This article goes over what I tell my clients about RPRs and when I think it’s best to have this conversation. On my website listquickyeg, I have one article on what an RPR is, and another on how to order an RPR.

Real Property Reports (For Sellers)

I always start the conversation by asking my clients if they remember ordering a surveyors report or receiving an RPR. Unless you purchased your home with Title Insurance, they should have an RPR. If they cannot remember, check your previous purchase contract. Your purchase contract should specify whether you were going to receive an RPR or not. If you were supposed to receive an RPR then the next step is to ask your lawyer. If all else fails, perhaps you did some exterior improvements, like a deck, or addition to their house, which would have required an RPR. If you can find your RPR, not much of an explanation is needed. If you do not have an RPR, here’s what you should know before deciding to order one.

Real Property Report Explained (For Sellers)

I suggest you discuss the RPR with your Realtor prior to listing. The decision you need to make is, whether you will order an RPR or offer potential buyers Title Insurance in lieu. Below is a list of the major points your realtor may bring up:

An RPR is a surveyors document, created by a private company, and verified for compliance by the Municipality.

The Purpose of an RPR is to ensure all structural components of your house, garage, fence, and any other upright construction is within the boundary of your land, and compliant with your properties municipal zoning.

For an RPR to be both Current and Compliant, the surveyors report must account for all affixed construction on your land (this makes it current) and compliant with your municipalities zoning (this makes it compliant)

AREA purchase contracts contain a clause in section 10.2 requesting that Sellers provide a Current and Compliant RPR to the Buyer upon closing.

If you do not have a Current and Compliant RPR we can either prepare one or offer your home for sale with Title Insurance in lieu of an RPR.

Title Insurance is a policy you would pay for upon closing rather than the RPR, it’s cheaper and insures the future buyer against any potential encroachment of the Property onto the municipalities land.

Now that you understand what an RPR is, and your options, you can make an appropriate decision. I highly recommend, asking your realtor both the costs and timelines of working with a surveyor and your municipality. This may come in handy for making the right decision.

Real Property Reports Explained (For Buyers)

If you’re buying a property, you should understand what an RPR is before writing an offer. It’s important you know what it means to purchase a house without a current and compliant RPR. The risk varies depending on the age of the house and structures on the land. If my client is buying a home with Title Insurance, I ensure they know these things prior to sending the offer:

Title Insurance only protects you from unknown encroachments between you and the Municipalities land. Any unknown encroachments between you and your neighbours will not be covered under the insurance.

Without a Real Property Report we should inquire further about permits for any home additions, or decks, as we now have no proof, they were completed with the municipalities authorization.

Without a Real Property Report we do not know if your properties fence is on your side of the property line. If it is the neighbours’ fence, it could be demolished without notice, or added to, or not maintained.

Older neighborhoods often have more issues with the house, garage or outbuildings being non-compliant or encroaching onto your neighbour’s property or city land due to changes in zoning.

Buyers are often eager to get the deal done so it is more likely you’l overlook these potential risks. We do not want to scare our clients away from properties, but it is your Realtors job to point out when title insurance is a risk or not. In most cases title insurance is fine, but if you’re dealing with a home that has an addition on it, expensive fence, or large exterior deck, the risk is greater.

To Conclude

Real Property Reports are an easy concept to navigate, if the proper information is conveyed at the proper time. I hope this article helps you, approach the Real Property Report situation in a stress-free way!

Dayneris quintana
Dayneris quintana
We recently had the pleasure of working with Logan to sell our apartment located in Edmonton while we live in Calgary, and we couldn't be happier with the results. Logan did an excellent job making suggestion for a better sale and renovating the apartment, transforming it into a stunning space. Thanks to his efforts, the apartment sold quickly and for above the asking price. Communication was seamless throughout the process. He kept us informed at every stage regarding the renovating process and the interest and in the apartment. We highly recommend Logan Patterson for his dedication, professionalism, and exceptional results. Thank you for your outstanding service!
Clarence Bouwsema
Clarence Bouwsema
Logan helped make the whole process easier and stressful free.
Darren Rankin
Darren Rankin
Couldn't have asked for a better realtor than Logan. Hard-working, punctual, and dedicated, he goes above and beyond regardless of whether you're buying a cozy condo or a dream home. His deep understanding of the market and strong rapport with fellow realtors make the process smooth sailing. Plus, his wealth of advice and keen eye for detail saved me money by catching things others might miss. Highly recommend using his broker, especially if you're a first-time homebuyer. Thanks for everything, Logan! PS: If you're a first-time homebuyer, just use his broker. Trust me, you won't regret it!
Michael Coderre
Michael Coderre
Logan was a pleasure to work with. He made recommendations on what would be the best money spent to sell our home quickly, and even lined up the trades and provided quotes for the work. In my opinion his services are a step above my past experiences, and I would highly recommend his services to any home seller. The fact that we sold the home for over asking price with no conditions was definitely the icing on the cake! Thanks Logan.
Harry Yau
Harry Yau
The whole experience selling my property was as easy as it could have been. Logan was incredibly helpful, keeping us up to date with amount of people interested, offers, and counters on a timely basis. He gave us comparable properties to help calibrate our asking price, and kept us updated on sale trends in the Edmonton market. He worked hard for our business, is very professional, and was always understanding of our availability limitations (total of 3 partners making decisions together from 3 different cities). I would hire him again, and would certainly recommend him to anyone looking to buy or sell in Edmonton.
Jaymee Sison
Jaymee Sison
Logan made the whole sale process from start to finish very easy. I live in a different city from where the property is located so I wasn't readily available to help with the sale. Logan coordinated photos, showings and best of all, he was respectful and mindful of our tenants who were currently living in the property. Thank you for your hard work Logan. We couldn't have been happier with the sale! $21K over list price!
Reid Tames
Reid Tames
Logan was phenomenal and super accommodating when it came to helping us buy our first home! We had so many questions and were challenging with our schedule but he was able to make it all work for US! Would highly recommend to any friends and family!!
MVP Power Inc
MVP Power Inc
Logan did an amazing job! He was very patient as we had seen several houses and willing to meet us any time. He was very knowledgeable about the neighbourhoods we wanted to buy in.

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